Credit Committee

Credit Committee Mandate

AAMIC has established a Credit Committee with the following Mandate:

  • Recommends commercial and residential Credit Policies of Atlantic Advantage Mortgage Investment Corporation (“AAMIC”) to the Board of Directors for adoption.
  • Review and recommend acceptable credit products to the Board of Directors for approval.
  • Provide operational oversight on the development, administration and risk mitigation of AAMIC mortgage investment portfolio and its own borrowing activities.

Credit Committee Members

The Credit Committee has six members, three of which are outside of the Corporation executive management team.

Frank Pa AMP
Director, President & CEO, Non-voting Member

Jeffrey L. Wong C.A. (ICAS)
General Manager & CFO (Treasurer)

Shing Bun (Ben) Tung B.A.
Director, Secretary

Dr. Collin Hong MD, FRCS(C)

Hugh Kuang M.B.A

Mr. Kuang is a graduate of University of Wisconsin (BSc. Pharm.) He later qualified as a CPA (formerly Chartered Accountant of Ontario) in 2002 and further acquired his Ph.D (Managerial Science) in 2009 from Peking University. Mr. Kuang has over a decade of experiences on finance, leasing and asset management in commercial real estate. Mr. Kuang is the founder and executive of Ever Young Asset Management, a private asset management company in Toronto with over $45 millions of commercial properties under management.

Francisco J. Cervera M.B.A
Credit Officer

Francisco has over 24 year extensive senior experience in credit & risk management, business development and structured finance in the banking industry in Spain.

Kai W. Tsang M.B.A.,LL.B.
Credit Committee Advisor

Kai W. Tsang was called to the Bar in 1981 and has since been in private law practice with an emphasis on real estate, mortgages, leasing and real estate development.