Credit Committee

Credit Committee Mandate

AAMIC has established a Credit Committee with the following Mandate:

  • Recommends commercial and residential Credit Policies of Atlantic Advantage Mortgage Investment Corporation (“AAMIC”) to the Board of Directors for adoption.
  • Review and recommend acceptable credit products to the Board of Directors for approval.
  • Provide operational oversight on the development, administration and risk mitigation of AAMIC mortgage investment portfolio and its own borrowing activities.

Credit Committee Members

The Credit Committee has seven members, four of which are outside of the Corporation executive management team.

Frank Pa AMP
Director, President & CEO, Non-voting Member

Shing Bun (Ben) Tung B.A.
Director, Secretary

Dr. Collin Hong MD, FRCS(C)

Kai W. Tsang M.B.A.,LL.B.
Credit Committee Advisor

Kai W. Tsang was called to the Bar in 1981 and has since been in private law practice with an emphasis on real estate, mortgages, leasing and real estate development.

Alain Wan MBA MBA, CFA
Credit Committee Advisor

Alain Wan obtained his MBA degree from the University of Western Ontario in 1991 and has been a Chartered Financial Analyst since 1994. Mr. Wan has over 30 years of experience in the financial industry including buy-side, sell-side, corporate finance management and compliance in Hong Kong and Canada. He is currently a managing director and chief compliance officer of the corporate finance advisory arm of a Big Four accountancy firm in Toronto.

Roberto Settembrini
Roberto Settembrini is a co-founder & President of Elite Financial Agency Inc., an accounting/business advisory/financial consultancy/property & business management practice for over 34 years. His is currently also Master Franchisor and Director & owner of various Uncle Tetsu Japanese Cheesecake Franchise stores, managing/operating them. Roberto served as Director & operations manager of the Uncle Tetsu Canada Corporate stores. In the past, Roberto served as Director/Treasurer of the Wilson Village BIA and was on the board of a condominium. He also has extensive experience in the diplomatic world, having worked for over 33 years with the Consulate General of Italy in Toronto.

Andrew Goh
Andrew Goh is a graduate of the University of Toronto with a Bachelor of Commerce degree. He was the Chief Anti-Money Laundering Officer (CAMLO) for several financial institutions, and has over 30 years of experience in compliance, Regulatory Compliance Management, Credit Adjudication, Risk Management disciplines and Retail Banking.